Private pension scheme is not only a strong pillar for your retirement provision, but also offers you tangible tax advantages. During the savings phase, you can benefit from attractive tax advantages, as the contributions are often tax deductible. In retirement, the pension is then usually only partially taxed – this means more net money in your pocket when you need it most.

If you opt for a unit-linked pension insurance, you also have excellent return opportunities through ETFs. These offer broad diversification across global markets and often enable you to achieve higher returns in the long term than traditional insurance. This means you can not only secure your pension, but also actively benefit from the development of the financial markets. With the combination of tax advantages and the high returns of ETFs, you can build up a retirement plan that is both secure and profitable – and for you, that means financial freedom in old age.